PG Mutual

Income Protection for Accountants

Life doesn’t always go to plan. A serious illness or injury could leave you unable to work — and without a financial safety net, that can quickly lead to stress and uncertainty.

Income protection gives you peace of mind. For a small monthly cost, an Income Protection Plus plan can provide a regular income if you’re unable to work due to illness or injury. You’ll receive up to 70% of your salary until you return to work or reach age 65 — whichever comes first.

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Key benefits

Cover up to 70% of your income, or £1,200 per week (whichever is lower)

Flexible cover tailored to your needs

Immediate protection — cover starts with your first payment

Unlimited claims — no penalties for claiming

Profit Share Account — any profits are shared with members

97% of new claims paid (2016–2018)

Free health assessment after 6 months for qualifying members

Additional features

Enhanced Loyalty Bonus

Includes a minimum capital sum of £10,000 and six months’ income benefit for your family if you pass away*

GP 24/7

App-based access to a GP anytime, anywhere

Member benefits scheme

Enjoy discounts and cashback from brands like Currys, EE, M&S and Virgin Active

AIA and PG Mutual

AIA has partnered with PG Mutual to offer members an exclusive 20% discount on premiums for the first two years — available to both new and existing members.

👉 Get your personalised quote at www.pgmutual.co.uk/quotation

📞 Or call 0800 146 307 and use discount code AIA

For full terms and conditions, visit www.pgmutual.co.uk/terms-and-conditions.

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Latest Insights

Income Protection Plus from PG Mutual allows you to enjoy life, happy in the knowledge that if the unthinkable happens and you can’t work through illness or injury, your Income Protection Plus plan could protect the things you care about most, like your family and home.

What’s more, being a not-for-profit friendly society, as a policyholder, you become a member and enjoy a share of any profits.

As an AIA member, you receive 20% off your first two years’ cover when you use the discount code, “AIA”. We’ll also donate £5 to the Woodland Trust to help them protect and look after the 1,000-plus trees in their care when you join us in 2021.

Get Your Quote Today

Things may be hectic at the moment, but it’s important to take time to ensure you have the right protections in place.

A PG Mutual Income Protection Plus plan could protect your income in the event you’re unable to work due to incapacity. Our policy could pay you a regular income until you recover, or reach age 65, so you can cover the mortgage and bills while focusing on recovery. The peace of mind doesn’t stop there. Our policy currently includes free access to GP24, an app-based service putting healthcare in the palm of your hand with instant access to a GP – anytime, anywhere.

As an AIA member, you receive 20% off your first two years’ cover when you use the discount code, “AIA”. We’ll also donate £5 to the Woodland Trust to help them protect and look after the 1,000-plus trees in their care when you join us in 2021.

Get Your Quote Today

There’s nothing more exciting than making plans for the future. Now is the perfect time to underpin those hopes and dreams by considering an Income Protection Plus plan. If you were ever off work, through either illness or injury, you could then rely on a regular monthly income to pay the rent or mortgage, cover the bills and allow you to enjoy the fun stuff too. Why not talk to us today, and build a little peace of mind into your future?

As an AIA member, you receive 20% off your first two years’ cover.

Get a Quick Quote

Our Income Protection Plus plan provides you with the flexibility to tailor your policy to suit your individual needs. Select how much cover you need monthly, deferment period, and more. This way, you get the cover you need, without paying for the cover you don’t.

Then, if you were unable to work due to illness or injury, we could provide you with a regular income until you recover or reach age 65 (whichever comes first).

AIA members receive 20% off their first 2 years’ premiums. Just use discount code, “AIA” when getting a Quick Quote or applying.

Get a Quick Quote

The possibility of being off work through illness or injury is a problem none of us can predict.  But it’s worth considering how you’d manage financially especially as Statutory Sick Pay or Employment Support Allowance is unlikely to cover all your outgoings.

An Income Protection Plus plan could help you to manage your outgoings while you focus on recovery. That’s why we work with PG Mutual to offer our members discounted Income Protection Plus.

As an AIA member, you receive 20% off your first two years’ cover*.

Access AIA Discount

AIA offers a qualification and membership pathway for everyone.

Apply Now